Is $1 Million Enough for Retirement?

Discover how much you truly need to live your retirement lifestyle!

Do You Have the Answers to the Following Pre-Retirement Questions?

Have you created a written financial plan that includes an income model that adjusts for inflation and tax increases over time?
Does your budget include both overhead expenses and desired lifestyle expenses?
Are you 100% sure that you will not run out of money during the retirement phase of your life?
Is your portfolio too aggressive or too conservative for your retirement?

What is the right age to take social security?

So many questions... Ready for some answers?

DO YOU Know your PERSONAL portfolio Risk Score?

Discover Your Retirement Portfolio Risk Score Today!

Knowing your personal risk score can unlock a secure a more comfortable, retirement.

Start now to get your personalized risk results by taking our risk assessment questionnaire

It’s Free and Only Takes a Few Minutes!

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Financial Advice, Guidance, & Education

Makes the Difference. Do you Have it? We Provide It.

At Full Spectrum Financial Solutions we support our clients' life journey with a comprehensive financial life planning approach. This approach attempts to massage our client’s wealth into their unique lifestyle, and can provide them with confidence knowing that they have planned effectively for their financial future.

Let us help you explore how to create a solid income plan for your retirement

Our Clients

"From the moment when we met we felt that their investment principles aligned with ours, and we appreciated their honesty and integrity."

- Peter R. (New York)

“We developed a written, financial plan together with some very excellent suggestions. That gave us a lot of confidence and the results are coming in”

- Nila & Edward B. (Pennsylvania)

“We are very secure in our finances. We wake up every morning feeling great and never worrying about money because we have Full Spectrum. They’re our Dream Makers”
- Marylou & Alan C. (Florida)

The above statements were provided in September 2024 by Peter R., Marylou & Alan C, and Nila & Edward B. who are clients. These statements may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.

FAQs

How We Help You Plan, Invest, and Retire with Confidence Through Personalized Financial Strategies

How does Full Spectrum Financial Solutions personalize its financial planning services?

As Certified Financial Planner® professionals, Full Spectrum Financial Solutions create a comprehensive, customized financial plan that is unique to the client's stage of life. We do this by incorporating a comprehensive approach across the 6 key areas of financial planning specific to an individual's goals and financial resources.

What is your approach to Wealth Management?

Though we work with individuals pre and post retirement, our speciality lies in income distribution models during retirement.

What kind of support can I expect regarding tax planning?

Tax planning is one of the six key areas that we address as it pertains to investing as well as income distributions during retirement.

How do you ensure my retirement planning is secure?

We help to ensure our clients retirement planning by diversifying the portfolio across different money manager styles, utilizing fixed investments to offset the volatility of equity investments, and apply time segmentations to when a client needs their money.

*The Income for life time-segmented distribution strategy should not be construed as a recommendation of the investment plan for all investors. There is no guarantee that any or all segments will obtain their desired results. If desired returns are not met in any investment segment this could cause the investor to run out of income before the end of that income segment. To continue drawing income the investor may have to remove funds from other investment segments before scheduled. This action could lead to additional fees and ultimately the failure of the plan to meet the original objectives. Investors may have to adjust their income amounts to compensate for any investment segment not meeting its goal in order for the actual cash value to last the duration of that income segment. Past performance is no guarantee of future results. Talk to your financial advisor before making any investing decisions.

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Investable assets: (Most recent Value) *

What are your top two retirement goals? *

Check the background of your financial professional on FINRA's BrokerCheck.

Full Spectrum Financial Solutions, 500 North Broadway, Suite 251, Jericho NY 11753 | P 516-719-0150

The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations.

Securities and advisory services offered through Commonwealth Financial Network^®, Member FINRA/SIPC, a Registered Investment Adviser.

Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments involve risk and unless otherwise stated, are not guaranteed.

Form CRS: Client Relationship Summary

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